How to View Your Tax Calculations for Mortgage Applications (SA302)

What Is an SA302 and Why Do Mortgage Lenders Request It?

An SA302 is a tax calculation document provided by HM Revenue and Customs (HMRC) summarising your income and tax paid for a specific tax year. Mortgage lenders often request SA302 forms to verify your income, especially if you're self-employed, a company director, or have income outside of traditional employment. These documents help lenders assess your ability to repay the mortgage.​

Who Typically Needs an SA302?

You may need to provide SA302 forms if you are:​

• Self-employed

• A company director

• A contractor or freelancer​

• Receiving income from property rentals or investments​

Lenders usually require SA302s from the last two or three tax years.

Step-by-Step Guide: Accessing Your SA302 and Tax Year Overview Online

To obtain your SA302 and Tax Year Overview, follow these steps:

• Visit HMRC's login page.​

• Enter your Government Gateway user ID and password.

• Once logged in, select 'Self Assessment' from your account homepage.

  
  

  Access Your SA302:

  • Click on 'More Self Assessment details'.

  • Choose 'Get your SA302 tax calculation' for the relevant tax year.

  • Click 'Continue to your SA302'.​

  • Select 'View your calculation' and then 'View and print your calculation'.

  • Save the document as a PDF for your records.

    
    

  Download Your Tax Year Overview:

• Return to the Self Assessment section

• Select 'View Self Assessment return for tax year [XXXX-XXXX]'

• Click 'Print your tax year overview'

• Save this document as a PDF as well.​

  

  
  
  
  
  
  

  Note: It may take up to 72 hours after submitting your tax return for these documents to become available online

  
  
  
  

  If You Cannot Access Documents Online

  If you're unable to retrieve your SA302 or Tax Year Overview online:

  Contact HMRC Directly:

  • Call HMRC at 0300 200 3310.

  • Have your National Insurance number and Unique Taxpayer Reference (UTR) ready.

  • Request the necessary documents to be sent by post.

  
  
  
  

Frequently Asked Questions

It's a tax calculation document from HMRC summarising your income and tax paid for a specific tax year, often required by mortgage lenders.

How can I get my SA302?

How can I get my SA302?

How many years of SA302s do I need for a mortgage?

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