Mortgages
We cover the entire UK and offer whole of market advice with regards to mortgage lending. Our goal is to assist our client throughout the process of obtaining lending to make the process as simple and stress free as possible.. No matter your circumstances and what you are looking to do we will work with you to provide the best lending solution to meet your needs.
First Time Buyers
Buying a house for the first time can be daunting. Although we're here to make it as simple and stress free as possible, and help you on your exciting new journey.
First-time buyer mortgages are tailored for individuals taking their initial steps into the world of homeownership. These specialised mortgages are designed to accommodate the unique challenges faced by those purchasing their first home. With features such as lower deposit requirements and government-backed assistance schemes, first-time buyer mortgages aim to make homeownership more accessible.
Home Mover
Whether you are upsizing, downsizing or simply relocating, our team of mortgage experts specialise in helping home movers find the perfect financing options for their dream homes.
Home mover mortgages are specialised financing options designed for individuals who are looking to sell their current property and purchase a new one. Whether you're upsizing, downsizing, or simply relocating, these mortgages are tailored to accommodate the needs of those who are transitioning from one home to another.
Bespoke Circumstances
Finding the perfect mortgage just got easier, no matter your situation. Contractors, self-employed individuals, and those with adverse credit – we've got bespoke solutions to fit your needs.
Bespoke circumstance mortgages are custom-tailored home financing solutions that cater to unique and specific situations. Whether you're self-employed, have adverse credit, need bridging finance, or have other specialised requirements, these mortgages are designed to address your distinct needs. They offer flexibility and creative solutions that go beyond traditional mortgage offerings.
Buy to Let
Buying a property as an investment is a big decision, and like most people, you may need a buy to let mortgage to help you with your purchase. We're here to guide you.
Buy-to-let mortgages are financial solutions intended for individuals who wish to invest purchasing properties to rent out to tenants. Unlike traditional mortgages, buy-to-let mortgages are designed with the unique considerations of property investment in mind. These mortgages take into account potential rental income as well as the property's value, and they often require a larger deposit.
Remortgages
Whether you’re looking to switch to a better deal, coming to the end of your existing mortgage term, or want to borrow money against your property, a remortgage could be the solution for you. We’ve got all the remortgage advice you need.
Remortgages, also known as refinancing, involve switching your existing mortgage to a new one, either with the same lender or a different one. People opt for remortgages to secure better interest rates, adjust their mortgage term, release equity from their property, or consolidate debts. It's a strategic financial move that can lead to reduced monthly payments, potential savings over time, or access to funds for other purposes.
Investment Finance
Need Bridging Finance, 2nd Charges, Development Finance, or Commercial Finance? We specialise in bespoke financial solutions tailored to your unique needs.
Investment finance mortgages are financial tools tailored for individuals seeking to invest in properties for profit. These mortgages cater to those interested in building a property portfolio by purchasing properties to rent out or resell. Investment finance mortgages take into account the potential rental income or resale value of the property as well as the investor's financial goals.
Plan for your dream home, today.
1. We learn about you and find your perfect mortgage.
We will work with you to understand your situation and search the market across Nationwide, Halifax, Natwest & over 90 lenders and their 10,000 odd deals in order to find the best mortgage solution to meet your needs.
2. Sit back and relax while we deal with the lender.
We sort it all; the advice, the paperwork, the application and the progress-chasing. We take the stress from your life, so that you can spend more time doing what you enjoy.
3. We’ll check that your assets are protected.
Changes in circumstances could mean that you aren't protected properly. We check you can always pay your mortgage, making sure you, your family and your home are protected against the unknowns that can occur.
Need help to understand your options?
Before making any decisions about your retirement plans, it’s important to seek professional financial advice. This will help you understand all of your options and make the best decision for your individual circumstances. For more information or to discuss your requirements, please contact us.