Investments
Investing is one of the most important things you can do to secure your financial future. It allows you to build wealth over time, while taking advantage of compounding returns.
We provide independent advice which means that our recommendation will be unbiased, unrestricted and based upon a comprehensive and fair analysis of the market.
This means that our recommendations to you will be based on the following selection criteria. We will determine which, if any, of the following types of investment or pension products are capable of meeting your needs.
Individual
Savings
Account (ISAs)
ISAs form the core of most investment portfolios and provide a simple, tax-efficient way to save for the future.
International investments offers a solution for investors wanting to invest regularly or by a lump sum and provides access to a range of asset classes and currencies.
General Investment Accounts (GIAs)
With no limit to how much you can invest, and no minimum age to make withdrawals; a GIA can be optimal for investments you may want easy access to.
Investment Bonds can give you a regular income and the potential for capital growth, and they are often used for tax-planning purposes.
They are simple, flexible and offer access to a wide range of asset classes.
Investment Bonds
Investment Bonds can give you a regular income and the potential for capital growth, and they are often used for tax-planning purposes.
They are simple, flexible and offer access to a wide range of asset classes.
They’re often used as a core component of a Stocks and Shares ISA, but Unit Trusts have many uses. They can, for example, give you the flexibility to use your annual Capital Gains Tax allowance. Parents and grandparents may also use them within a Trust to contribute to an investment for children.
Discretionary
Fund Manager (DFM)
A DFM will deliver a tailored investment portfolio based on your personal circumstances and goals, utilising their professional discretion to purchase and sell investments on your behalf.
ISAs form the core of most investment portfolios and provide a simple, tax-efficient way to save for the future.
Need help to understand your options?
Before making any decisions about your investments, it’s important to seek professional financial advice. This will help you understand all of your options and make the best decision for your individual circumstances. For more information or to discuss your requirements, please contact us.